Travel during retirement typically requires more planning and preparation than vacations taken earlier in life. These vacations tend to last longer, and, for a variety of reasons, they can often place you in more vulnerable situations than experienced previously. In addition, later-in-life travel involves financial, estate and health considerations that are usually not as necessary … Continued
If Dante’s Inferno had named a 10th circle of hell, it might have been called the “Line at the Department of Motor Vehicles (DMV)”. The experience is typically so painful, you try everything to avoid it. But before October 1, 2020, you may choose to spend some time at the DMV to save yourself an … Continued
If you own a family vacation home in the mountains of Tahoe or anywhere else in the country or world, congratulations! The incredible memories made during family getaways can truly last a lifetime for so many generations. Since they are only used occasionally, many family homes sit unoccupied for the majority of the year, providing … Continued
In the process of building solid financial resources to provide for their families, most successful investors also recognize the importance of adequately protecting their physical assets from potential accidents or disasters through the purchase of property and casualty insurance. The same reasoning applies to basic medical and life insurance, knowing that catastrophic events can occur … Continued
There is no better time than the first few months of the year to utilize the momentum of the season to ensure your financial health is given proper attention. To kick off the process, you must first take a moment to reflect on 2018 to determine what is working and what needs attention. From there, … Continued
Gorgeous weather, fantastic food and easy access to both the mountains and beaches make Northern California an extremely attractive place to live and one of the most popular vacation destinations in the world. For homeowners who like to travel and are looking to trim their vacation budget, or simply want a unique travel experience, the … Continued
In the simplest of terms, a trust is a financial arrangement that allows another person, known as the trustee, to hold assets for the well-being of a beneficiary. There are many benefits to creating a trust: privacy, control, legacy protection and tax savings. Once the trust has been created and funded, it is the trustee’s … Continued
In the decade since the severe credit crisis of 2008, the Federal Reserve Bank has pumped over three trillion dollars of liquidity into the markets by purchasing Treasuries, mortgage bonds and other assets. The Fed has also kept interest rates relatively low, despite its recent short-term rate hikes and its initial efforts to gradually shrink … Continued
The financial exploitation of seniors and other vulnerable adults has become a widespread issue today. And with more members of the baby boomer population reaching retirement each day, the rampant abuse of this population could continue on for some time. Sadly, it is estimated the majority of financial elder abuse cases are perpetrated by family … Continued
Silicon Valley is home to countless individuals who have created significant wealth through grit and ingenuity; but it is also located in California, a notoriously litigious state. Diversifying one’s concentrated wealth in a single company stock into a well-allocated portfolio can help alleviate market risk, but how does one shield hard-earned money against the various … Continued