On any typical day, one can freely access leading websites from smart phones, cull through personalized news services, and review all sorts of history, social media and shared information – all by tacitly accepting the many algorithms that track our every move. Home thermostats can intelligently readjust as they sense that we leave for the … Continued
There are many great reasons to serve as a director or officer (D&O) of a nonprofit organization. Perhaps you have a desire to make a difference, you aspire to strengthen your community, you wish to develop and grow as a leader, or you are called upon because you possess specialized skills and expertise that could … Continued
Wealth has its privileges, but it also carries risks, including personal security challenges. Many high net worth individuals and their families maintain high visibility careers, lifestyles, or internet profiles. And they often want, or need, to travel, and typically in style; but this also means that this can make them a target because of their … Continued
On any typical day, one can freely access leading websites from smart phones, cull through personalized news services, and review all sorts of history, social media and shared information – all by tacitly accepting the many algorithms that track our every move. Home thermostats can intelligently readjust as they sense that we leave for the … Continued
Much has been written in recent months about the Equifax breach and at Sand Hill we have spent a great deal of effort educating our clients on how best to protect themselves in light of this disclosure. With a bevy of your Personal Identifiable Information (PII) now widely available, criminals are moving past fraudulent transactions, … Continued
In the wake of the recent massive data breach at Equifax, just about everyone is currently mindful of the importance of protecting their personal identity; and many have already taken precautions to review, monitor and secure their own sensitive information. But often, the most vulnerable among us – minors and elderly – get overlooked. Indeed, … Continued
Awards of company stock in any form are a meaningful and commonplace way for employers to compensate their valued employees beyond their regular salaries. But all too often — as a result of this generally welcome benefit — we see investors accepting too much personal financial risk by carrying oversized concentrations of the common stock … Continued
It is not unusual here in Silicon Valley for employers to offer their employees the opportunity to acquire company stock as an investment alternative in their 401(k) plans. Employees may acquire equity shares using pre-tax dollars, or even better, at no cost when shares are granted as a matching contribution. But eventually, whether because of … Continued
Nonqualified Deferred Compensation (NQDC) Plans are a benefit often offered by corporations to high ranking executives, usually Directors and above. They are distinctly different from qualified retirement plans such as pensions or 401(k)s, and since NQDC plans are not widely offered, the pros and cons of participating are not widely understood. Whether to participate is … Continued
You catch your flight, arrive at your destination, get to the car rental counter — eager to get a vehicle and get on with your vacation — and then, you get asked the dreaded question: “Do you want insurance coverage on your rental vehicle?” What to do? You know you have regular car insurance on … Continued